Podcast on ‘Natural Language Processing and its Applications in Healthcare’

Podcast on 'Natural Language Processing and its Applications in Healthcare'

Elvin (Host): Hello and welcome to the InApp podcast, where we talk about empowering businesses with transformative digital solutions. I’m your host, Elvin. Today, we’re going to talk about natural language processing and its applications in healthcare. My special guest today is Mahalingam, a pre-sales manager here at InApp. He specializes in technologies that companies can use to boost their digital strategy and streamline business processes. Thanks for being with us today. Mahalingam (Guest): Thanks for having me, Elvin. It’s great to be here. Elvin: I’m really excited to learn more about natural language processing, and how it applies to healthcare, an industry that affects all of us, now more than ever. Let’s start with a quick introduction to natural language processing or NLP. What is it? And how does it work? Mahalingam: Putting it in simple terms, NLP is all about making the interaction between humans and computers easier than writing programs. Nowadays, whenever we want the computer to do something and give an output, we either write programs or give some written commands that are preprogrammed into the operating system. NLP eliminates that need and helps us give instructions in a form closer to the human language. A very common case study for the same is that of our smart assistants like Google Assistant, Siri, Cortana, Alexa, etc. We communicate with them using our voices, and they understand what we mean to a good extent. They even respond in a way that closely resembles human voices. I use that feature every day when I just say “Siri, remind me to take my medicine after two hours”, and Siri is able to understand that I want to set a reminder, that I want to set for a time two hours from now, and automatically sets it. Some other examples are autocorrecting systems in MS Word or Google Docs or similar applications. Nowadays we are all familiar with the likes of ChatGPT. That can also be considered as an NLP application that performs both understanding and generation of natural language text. Elvin: I use those features all the time too. How does it work? Mahalingam: NLP involves a large pipeline of tasks, which are being fine-tuned after decades of research. The program needs to start by listening to conversations or typed text and understanding where they start and end. Once that chunk is received, it may have to perform some noise removal. Once a clean piece of input is ready, it needs to be broken into individual words called tokens, and each token has to be understood separately. Processes like stemming and lemmatization help convert all higher forms of words into the base form. The tokens will be interpreted one by one, and context is added whenever some confusion is encountered. Contextual information can be managed using models like n-grams, bag-of-words, LSTM, etc. Eventually, they get converted into an intermediate form which can be processed by underlying programs. This pipeline can either be based on a set of predefined rules or using a machine learning approach to learn on the go. In short, you can consider it analogous to how programming languages are processed, but at a larger scale and complexity. The reason is that programming languages have standardized syntax and semantics that are verified by the compiler or interpreter prior to further processing, whereas there is nothing of that sort in natural language. But one thing is to be remembered. The success of NLP depends on how well the input is managed. It may be voice, text, or even handwritten. Generative models like GPT take this one step further by leveraging state-of-the-art computing facilities and billions of language tokens to ensure the generated text is as logical and sensible. When we talk about NLP, the application that always comes to our mind is the one I mentioned earlier, which is smart assistants. There are hundreds of other applications that will benefit from NLP, and healthcare is one of the most important ones. That’s why I feel today’s theme is to the point. Elvin: Fascinating. And how does natural language processing work in the healthcare industry? Mahalingam: A very good question. As I was exploring the opportunities of NLP in healthcare, I came across an article from Hitachi Solutions. It mentioned applications like clinical assertion, medical de-identification, and anonymization, clinical entity recognition, clinical note digitization, etc.  The clinical assertion will help in medical decision-making by ensuring that a given list of symptoms corresponds to a particular diagnosis, based on a number of rules. De Identification helps to identify personally identifiable information from the medical text and remove them for regulatory purposes like HIPAA. Clinical entity recognition will help identify aspects like which tests were done, and what is the diagnosis, based on a verbal transcript. Note digitization is one of the most common applications where legacy handwritten clinical notes are converted into digital formats for integrating with Electronic Health Records (EHRs). We should note that none of these can actually replace any medical professional, but they can support them and point out if there are any fallacies. Elvin: So, it’s more about helping medical professionals by streamlining these processes. It sounds like the healthcare industry is already embracing natural language processing. Why the sudden increase in adoption? Mahalingam: Two major reasons – are access to large data volumes and storage capacity and access to computing resources that can handle complex NLP pipelines on large datasets. Most hospitals are currently running in electronic mode using EHRs. With cloud providers gaining popularity with affordable storage and computing, hospitals now have a way of using them to gain insights. Some cloud providers have even come with healthcare-specific applications. An example is “Amazon Comprehend Medical” offered by AWS. Even otherwise, complex NLP pipelines on medical data can now be executed on the cloud with customizable VM configurations, and deployment options like Kubernetes. Elvin: We know there’s a lot of patient data in an electronic health record system. What are the steps involved in making

Four Real-World Applications of Machine Learning in Business and Industry

Four Real-World Applications of Machine Learning in Business and Industry

In today’s data-driven world, businesses and industries are generating more data than ever across various domains and operations. This surge in data has paved the way for the rise of data science and its powerful applications in the business landscape. To leverage these enormous amounts of data to improve business processes, organizations are turning to technologies like Machine Learning (ML) to unlock hidden insights. With its ability to analyze, detect patterns, and make accurate predictions, ML has become a game-changer for all sectors. The growing adoption of ML signifies the recognition of its immense potential to drive innovation, increase efficiency, and gain a competitive advantage in the dynamic business landscape. The impact of ML can be witnessed in industries such as e-commerce, where personalized recommendations powered by ML algorithms drive customer engagement and boost sales. Similarly, in supply chain management, ML-based predictive analytics and demand forecasting enable businesses to optimize inventory and streamline operations. Of course, the adoption of ML is not limited to e-commerce and supply chain management. This blog will discuss in detail four real-world examples where ML is widely used.  1. Enhancing Customer Experience In today’s competitive business environment, providing personalized experiences makes all the difference. ML plays a crucial role in achieving this goal by powering recommendation systems in various domains such as e-commerce, OTT platforms, and social media platforms. ML algorithms can analyze vast amounts of user data — including browsing history, purchase patterns, demographics, and social interactions — to understand preferences and behaviors. That enables recommendation systems to deliver highly accurate and tailored product suggestions to users. For example, e-commerce giants like Amazon and Alibaba use ML algorithms to analyze customer browsing and purchase history to generate personalized product recommendations. These recommendations not only enhance the shopping experience but also drive sales and customer satisfaction. When it comes to streaming services like Netflix and Spotify, ML algorithms analyze user interactions, such as viewing history and music preferences, to curate personalized content recommendations. By understanding user preferences, ML algorithms can suggest relevant movies, TV shows, or songs to improve user engagement and retention. Additionally, businesses can also use ML for personalized marketing and targeted advertising campaigns. By analyzing customer data — including demographics, browsing history, and purchase behavior — ML algorithms can identify patterns and preferences. That insight enables businesses to create targeted advertisements and deliver personalized marketing messages to specific customer segments, maximizing the impact of their campaigns. 2. Improve Operational Efficiency By leveraging ML algorithms and techniques, businesses can optimize processes, enhance decision-making, and streamline operations to improve their operational efficiency. Here’s how ML can help. 3. Better Fraud Detection and Enhanced Cybersecurity In recent years, ML algorithms have become instrumental in detecting and preventing fraud in financial transactions and online platforms. By analyzing vast amounts of data, ML algorithms can effectively identify fraudulent activities and minimize potential losses. ML algorithms rely on two techniques, anomaly detection, and pattern recognition, to improve cybersecurity. In anomaly detection, the algorithm analyzes the transactional data and checks for unusual patterns or behaviors that deviate from regular transactions and reports them. Pattern recognition in ML algorithms can identify fraudulent behavior based on historical data and known fraud patterns. By continuously learning from new data, these algorithms can adapt and detect emerging fraud techniques that might go unnoticed by traditional rule-based systems. 4. Revolutionizing Healthcare  ML has revolutionized the healthcare industry by advancing disease diagnosis, medical image analysis, and drug discovery. Its application in these areas has the potential to transform healthcare delivery and improve patient outcomes. Today, ML algorithms are used in disease diagnosis, leveraging large datasets of patient records, symptoms, and medical imaging. By analyzing patterns and correlations within this data, ML algorithms can assist healthcare professionals in accurate and timely diagnosis. For instance, ML algorithms have demonstrated high accuracy in diagnosing diseases such as cancer, cardiovascular disorders, and neurological conditions. Medical image analysis is another critical area where ML is leveraged in the healthcare sector. ML algorithms can analyze complex medical images such as MRI scans, x-rays, and pathology slides to assist in disease detection and characterization. These algorithms can detect abnormalities, assist radiologists in making diagnoses, and provide quantitative measurements for treatment planning. ML also plays a significant role in predicting disease outcomes and enabling personalized treatment recommendations. By analyzing patient data — including demographics, medical history, and genetic information — ML models can identify early warning signs and risk factors for diseases. As a result, healthcare providers may be able to intervene earlier to improve patient outcomes and reduce healthcare costs. In drug discovery, ML algorithms are transforming the traditional trial-and-error approach (source). ML can analyze large-scale genomic data to identify potential drug targets, predict drug efficacy, and accelerate the discovery of new therapeutic compounds. By analyzing genetic and molecular data, ML can identify relationships between genes, proteins, and diseases, aiding in the development of targeted therapies. To Sum Up ML has emerged as a transformative force across industries, revolutionizing the way businesses operate and enhancing various aspects of human life. From improving customer experiences and operational efficiency to detecting fraud and revolutionizing healthcare, ML has demonstrated its immense potential. Looking to the future, ML will also influence other technologies such as natural language processing, robotics, autonomous vehicles, and smart systems. These advancements have the potential to further enhance human lives, drive innovation, and create new opportunities. While celebrating the progress and future potential of ML, it is also crucial to emphasize the need for ethical considerations and responsible implementation. As ML algorithms become more sophisticated and autonomous, issues surrounding privacy, bias, and fairness become paramount. It is essential for businesses, policymakers, and researchers to work together to ensure that ML is used responsibly with proper safeguards in place.

How AR/VR Is Revolutionizing Training and Development Programs

How AR/VR Is Revolutionizing Training and Development Programs

In today’s rapidly evolving landscape of training and development, augmented reality (AR) and virtual reality (VR) have been revolutionizing traditional training methods. By seamlessly merging the digital and physical worlds, AR and VR are delivering immersive experiences that accelerate learning. Here are six ways these technologies are changing training and development programs: 1. Better Engagement and Interaction The integration of AR and VR into learning and development programs has paved the way for immersive and interactive learning experiences. These cutting-edge tools provide trainees with a learning environment that goes beyond passive observation, allowing them to actively engage with the course content. With AR, trainees can better visualize and interact with virtual elements seamlessly integrated into their surroundings. This interplay between the physical and digital worlds fosters a heightened level of engagement. Users can manipulate objects, explore simulated environments, and practice real-life tasks within a risk-free setting. VR, on the other hand, transports trainees to entirely virtual realms, immersing them in realistic simulations. Here, they can interact with objects, navigate through virtual spaces, and engage in hands-on activities. The level of interactivity is unparalleled as trainees can manipulate virtual objects, collaborate with simulated characters, and make decisions that directly impact their learning journey. Studies have shown that active participation and interaction with virtual content led to a remarkable improvement in knowledge retention. The immersive nature of these technologies creates memorable experiences that enhance information recall and transfer. 2. Realistic Simulations for Practical Training AR/VR technologies have revolutionized training and development programs by offering realistic simulations of various scenarios and environments. Through these immersive technologies, trainees can engage in practical training experiences that resemble real-life situations. This aspect of AR/VR training provides several significant advantages. Firstly, practical training through simulated experiences allows learners to gain hands-on experience in a safe and controlled environment. For instance, healthcare professionals can practice complex surgical procedures without the risks associated with live operations. Similarly, aviation trainees can familiarize themselves with cockpit procedures and emergency situations without endangering passengers or aircraft. Furthermore, AR/VR simulations offer an opportunity for repetitive practice, which is crucial for skill development. Trainees can repeat scenarios as many times as needed until they achieve proficiency, without the limitations of real-world constraints. 3. Reduces Training Cost Traditional training often requires substantial investments in physical equipment, venues, and resources. However, incorporating AR and VR eliminates these expenses. Instead of purchasing and maintaining costly equipment or booking physical spaces for training sessions, organizations can leverage virtual environments to deliver immersive and interactive learning experiences at a fraction of the cost. Moreover, virtual training saves time for both trainers and trainees. In traditional settings, arranging multiple training sessions for a large number of participants can be time-consuming and logistically challenging. AR/VR technology allows for simultaneous training sessions, enabling multiple individuals to participate concurrently. This capability not only maximizes efficiency but also minimizes downtime for employees because they can access the materials and modules at their convenience. Additionally, AR/VR facilitates remote training, which eliminates the need for travel and accommodation expenses associated with in-person training. Trainees can access the training content from any location, reducing logistical constraints and allowing organizations to train employees more efficiently. 4. Ensures a Safe Learning Environment AR/VR technologies offer a safe learning environment for trainees, allowing them to practice and explore various scenarios while limiting real-life risks. By immersing learners in virtual environments, AR/VR training mitigates potential hazards and provides a controlled setting for skill development. Trainees can engage in hands-on experiences and encounter realistic challenges without facing physical or emotional harm. For instance, firefighters can practice battling intense blazes in virtual simulations without being exposed to actual flames, heat, or smoke. As a result, they can develop critical decision-making skills and improve their response strategies in a safe and controlled environment. In high-risk industries such as healthcare, where mistakes can have serious consequences, AR/VR provides a valuable tool for training. Surgeons, for example, can practice complex procedures in virtual operating rooms, allowing them to refine their techniques before performing surgeries on real patients. AR/VR also reduces the potential for errors, enhances patient safety, and boosts the confidence of medical professionals. 5. Deliver Personalized Learning With AR/VR-powered learning, instructors can tailor training experiences to individual learners. This customization enhances the effectiveness and efficiency of training programs, ensuring that each learner receives a targeted and personalized learning experience. The benefits of personalized learning in AR/VR are many. Firstly, learners can progress at their own pace, ensuring that they fully grasp each concept before moving forward. This approach fosters deeper understanding and knowledge retention. Additionally, personalized learning allows for the customization of training content to align with the trainee’s specific needs, interests, and learning style. This level of personalization enhances engagement and motivation because learners feel more connected to the material. Moreover, adaptive learning promotes efficiency by focusing on areas where the trainee requires more practice or improvement. This targeted approach optimizes training time, as learners can bypass content they have already mastered. It also reduces the risk of learner boredom or frustration, as the system keeps the challenge level appropriately aligned with the trainee’s abilities. 6. Global Collaboration and Remote Training AR/VR technologies have opened new possibilities for global collaboration and remote training programs. These immersive technologies enable trainees from different locations to interact and learn together in virtual environments, transforming the way organizations approach training. AR/VR facilitates global collaboration by breaking down geographical barriers. Trainees from across the world can come together in shared virtual spaces, allowing for seamless communication, collaboration, and knowledge exchange. This capability fosters a diverse and inclusive learning environment where participants can benefit from different perspectives, cultural insights, and expertise. Virtual environments in AR/VR enable trainees to engage in real-time interactions and simulations, replicating face-to-face training experiences. They can communicate through avatars, engage in group activities, and work on collaborative projects, just as they would in physical settings. This interactivity promotes teamwork, problem-solving, and effective communication skills. Unleashing the Transformative Power of AR/VR in Training and Development The

Adopting XAI to Build Transparent and Accountable AI Systems

Adopting XAI to Build Transparent and Accountable AI Systems

With the integration of Artificial Intelligence into almost every part of our daily lives, skepticism is growing regarding the transparency and accountability of these intelligent systems. Though AI has made our life a lot easier in many ways, there are certain areas where we can’t blindly trust AI. For a better understanding, let’s consider the healthcare industry. With AI increasingly used in diagnosis, imagine an AI-powered diagnostic system recommending a treatment plan for a patient. The stakes are high, yet the rationale behind the system’s decision remains obscure. So the question arises, how can we trust such a system without understanding the factors influencing its recommendations? In short, considering the decisions made by AI can profoundly impact human lives, the need for Explainable Artificial Intelligence (XAI) amplifies. With XAI, we can ensure that the AI is not an enigmatic black box. Instead, it becomes a tool that can be scrutinized, understood, and ultimately harnessed for the greater good. The Need for Transparent AI Systems Transparent AI systems give the end user clear explanations as to how they came to a decision. These systems allow users to understand the underlying processes and reasons behind those outcomes. In short, transparency, in the context of AI, refers to the ability of an AI system to shed light on how it arrives at its conclusions and provide understandable justifications for its behavior. Transparent AI systems are essential for these key reasons: 1. Trust and Acceptance As with any product, trust is crucial for an AI system. The widespread adoption of an AI system only occurs when people have confidence in it. One way to gain trust is transparency. When users, stakeholders, and the public understand the rationale behind AI decisions, they are more likely to believe in the system’s outputs. Transparent AI systems build trust by providing clear explanations and justifications for their actions, reducing the perception of AI as a “black box” that cannot be understood or trusted. 2. Legal and Ethical Considerations In fields like healthcare, finance, or criminal justice where AI is used for critical decision-making, transparency is essential to ensure compliance with legal and ethical standards. By providing explanations for their decisions, transparent AI systems enable regulators, policymakers, and users to assess the fairness and accountability of the system’s outputs. 3. Bias Detection and Mitigation An AI system is only as good as the data it was trained on. If the training data contains biases, the AI system can inherit those biases, leading to unfair or discriminatory outcomes. Transparent AI systems allow users to understand how the system processes and interprets data, making it easier to identify biases. By detecting biases, stakeholders can take corrective actions to mitigate them, ensuring that AI systems operate in a fair and unbiased manner. 4. Error Detection and Corrective Actions When a transparent AI system makes an incorrect decision, users and developers can understand the reasons behind the error and work on rectifying it. This understanding empowers stakeholders to identify and rectify the underlying issues irrespective of whether they stem from flawed data, biased algorithms, or other factors. 5. User Empowerment and Collaboration Transparent AI systems empower users by providing them with explanations. When users can comprehend why an AI system arrived at a specific decision, they can provide feedback, challenge incorrect outcomes, or suggest improvements. Transparency promotes collaboration between users and AI systems, facilitating a more effective human-AI partnership. 6. Algorithmic Accountability and Responsibility If an AI system’s decision causes harm or violates ethical standards, explanations help identify the root causes and hold the responsible parties accountable. Transparency ensures that AI developers, organizations, and stakeholders can take appropriate measures to rectify errors, improve system performance, and prevent future harm. What Is Explainable Artificial Intelligence (XAI)? XAI refers to the development of AI systems that provides understandable and transparent explanations of how the system came to its decision. Unlike traditional AI systems, XAI is about making the end user better comprehend and trust the outcomes generated by these systems by making the system more transparent. Traditional AI models like the ones that rely on deep neural networks often work like a black box where the end user doesn’t have a clue about how the system works or came to a conclusion. Considering an AI system is only as good as the data it was fed, this lack of transparency often raises questions on bias, errors, and the potential inability to hold AI systems accountable. Here’s where the significance of XAI comes in. XAI addresses these issues by shedding light on the decision-making process to provide a clear picture to the end user on how it came to certain conclusions. Because humans gain insight into the factors that influenced an AI’s output, with XAI there is better trust. Different Approaches and Techniques Used in XAI XAI encompasses various approaches and techniques to provide transparency and interpretability in AI systems. Some of the commonly used methods in XAI include the following. 1. Rule-based Systems In a rule-based system, human-made rules are used to store, sort, and manipulate data to mimic human intelligence. The rule-based approach utilizes a set of predefined if-then rules and logic to make decisions and provide explanations to users. Rule-based systems are transparent as they reveal the reasoning behind their decisions. 2. Model Interpretability Methods These techniques focus on understanding the internal workings of AI models, such as neural networks or decision trees. They aim to extract meaningful insights from the model’s structure and parameters. Some commonly used model interpretability methods include Feature Importance, Partial Dependence Plots, and Local Interpretable Model-agnostic Explanations (LIME). 3. Surrogate Models Surrogate models are simplified and interpretable models built to mimic the behavior of complex models. These models are trained to approximate the predictions of the original AI model while being more understandable. 4. Attention Mechanisms Attention mechanisms, commonly used in deep learning models, highlight the input elements that are most relevant for a given prediction. They provide insights into which parts of the input data the model focuses on, enhancing the AI system’s interpretability.

Exploring the Power of Predictive Analytics: How Data Science is Revolutionizing Business Decision-Making

Exploring the Power of Predictive Analytics: How Data Science is Revolutionizing Business Decision-Making

In today’s business landscape where organizations can amass vast amounts of data, the significance of data science in shaping decision-making processes has increased. Leveraging the benefits of advanced algorithms and statistical modeling techniques, data science has been pivotal in extracting valuable insights and predicting future outcomes from data. At the core of data science lies predictive analytics, a vital tool for transforming raw data into actionable intelligence. By analyzing historical data with statistical models, predictive analytics can help identify trends and forecast future scenarios for organizations to optimize various aspects of their operations. Data science forms the basis for predictive analytics by offering the necessary tools and approaches to gather, refine, convert, and examine data. By applying statistical models and Machine Learning (ML) algorithms, data scientists can unlock hidden patterns and relationships within the data, enabling accurate predictions and insights. As data science continues to advance and predictive analytics becomes more sophisticated, the impact on business decision-making is poised to expand further, revolutionizing how organizations operate in an increasingly data-driven world. This article discusses the revolutionary potential of predictive analytics and data science, exploring how they reshape business decision-making processes in today’s dynamic landscape. The Evolution of Data Science and Predictive Analytics The evolution of data science has been a fascinating journey, transforming the way we understand and utilize data in the modern era. The roots of data science can be traced back to the early 20th century when statisticians began using statistical methods to analyze data. However, it wasn’t until the advent of computer technology and the exponential growth of digital data that data science truly took off. With the significant advancements in computation and the abundance of available data, data scientists started integrating various disciplines such as mathematics, statistics, computer science, and domain knowledge to tackle complex data problems. Additionally, the rise of big data propelled the development of advanced techniques and tools in data science further. Today, data science plays a crucial role in unlocking valuable insights from vast amounts of data. It involves processes such as data collection, cleaning, transformation, and analysis, enabling organizations to make informed decisions and drive innovation. With advancements in technology, including cloud computing and Artificial Intelligence (AI), data science continues to evolve, offering new opportunities and challenges. The Rising Popularity of Predictive Analytics Across Verticals  The adoption of predictive analytics has been on the rise, revolutionizing industries across the board. According to a survey by Forbes, 86% of executives believe that predictive analytics has contributed significantly to their organizations’ success. The retail sector has experienced substantial benefits, with predictive analytics helping companies optimize pricing strategies, improve inventory management, and personalize customer experiences. In finance, predictive analytics has become indispensable, enabling banks to detect fraud, predict market trends, and mitigate risks. Healthcare organizations are leveraging predictive analytics to enhance patient care, identify at-risk populations, and improve treatment outcomes. The impact of predictive analytics is also evident in manufacturing, where it facilitates predictive maintenance, optimizes machinery performance, and reduces downtime. In marketing, predictive analytics empowers companies to target customers effectively, customize marketing campaigns, and maximize return on investment. These examples highlight the increasing adoption and effectiveness of predictive analytics in various industries. As organizations continue to embrace data-driven decision-making, predictive analytics will play an even more significant role in shaping strategies, optimizing operations, and driving competitive advantage. The Key Components of Predictive Analytics Predictive analytics comprises many components that work together to extract valuable insights from data, which are then used to make accurate predictions. Here is a summary of the key components of predictive analytics. 1. Data Collection: The first step in predictive analytics is collecting relevant data. This stage involves identifying data sources, gathering data from these sources, and ensuring that the data is complete. It is important to note that the data collected should encompass the necessary variables and features to build robust predictive models. 2. Data Pre-processing: Once the data is collected, it needs to be pre-processed to enhance its quality for analysis. This stage involves tasks such as data cleaning, handling missing values, and transforming data into a consistent format. Pre-processing is done to ensure that the data is well prepared for modeling and analysis.  3. Modeling: Modeling involves choosing appropriate statistical or machine learning techniques to build predictive models. These models learn from historical data patterns and relationships to make predictions on new or unseen data. Common modeling techniques include regression analysis, decision trees, random forests, support vector machines, and neural networks. 4. Evaluation: The performance of predictive models needs to be evaluated to assess their accuracy and effectiveness. Evaluation metrics such as accuracy, precision, recall, and area under the curve (AUC) are used to measure the model’s performance. This step helps determine the reliability and robustness of the predictive models and identify areas for improvement. In addition to these technical components, domain expertise, and contextual understanding are essential in predictive analytics. Subject matter experts with deep domain knowledge provide insights into the data, guide feature selection, interpret the model’s outputs, and ensure that the predictions align with the specific industry or business context. Their expertise helps refine the models, validate predictions, and make informed decisions based on the forecasts. The Impact of Predictive Analytics on Business Decision-Making Predictive analytics has a wide-ranging impact on organizations, with three core effects observed across various industries. 1. Improved Operational Efficiency Operational efficiency has been found to have significantly improved through predictive analytics. By analyzing historical data and identifying patterns, businesses can optimize their inventory levels, anticipate demand fluctuations, and streamline their supply chain processes. As a result, companies can reduce costs, enhance resource allocation, and increase productivity. 2. Promotes Customer-Centric Decisions Predictive analytics enables businesses to gain a deep understanding of customer preferences, behavior, and needs. Consequently, this data can support personalized marketing campaigns, precise product recommendations, and enhanced customer experiences. 3. Risk Mitigation Predictive analytics helps businesses in risk mitigation. By analyzing historical data, companies can identify potential risks and enable measures to prevent them. Additionally, predictive analytics can help in

Large Language Models: Fight Them or Join Them?

Large Language Models: Fight Them or Join Them?

The Internet is abuzz with keywords like ChatGPT, Bard, LLaMA, etc. A major chunk of the discussion is focused on how smart conversational artificial intelligence (AI) models can make people obsolete and take over tasks like programming. This post is an attempt to understand what happens behind the scenes and make some inferences on how these models will impact processes as we see them today. A Quick Background  Text and voice inputs are considered revolutionary in user interaction (UI) designs since they improve the usability and accessibility of the application by adopting spoken language rather than predefined input patterns. In other words, instead of users having to conform to specific pre-established formats or commands, they can now interact with applications using natural language, making the process more intuitive and user-friendly. Since spoken language cannot be exhaustively represented by a series of patterns, the functionality of such mechanisms has limitations. The remedy is the use of machine learning (ML) models that perform Natural Language Processing (NLP) in order to create conversational AI tools (commonly called chatbots).  According to IBM, “Conversational artificial intelligence (AI) refers to technologies, like chatbots or virtual agents, which users can talk to. They use large volumes of data, machine learning, and natural language processing to help imitate human interactions, recognizing speech and text inputs, and translating their meanings across various languages.” The conversational AI process includes four steps.  Step 1: Input generation: Input statement given by the user as text or voice via a suitable UI. Step 2: Input analysis: Perform Natural Language Understanding (NLU) to understand the input sentence by extracting the lexemes and their semantics. If the input is by voice, speech recognition is also required. This step results in identifying the intention of the user.  Step 3: Dialogue management: Formulate an appropriate response using Natural Language Generation (NLG).  Step 4: Reinforcement learning: Improve the model by continuously taking feedback. NLU and NLG have nowadays moved beyond regular ML into the domain of Large Language Models (LLMs) that denote complex models trained on massive volumes of language data. LLMs are now defined for conversations, technical support, or even simple reassurance.  Large Language Models: What Are They?  As mentioned before, LLMs denote complex NLU+NLG models that have been trained on massive volumes of language data. NVIDIA considers it as “a major advancement in AI, with the promise of transforming domains through learned knowledge.” It lists the general scope of such LLMs as:  NVIDIA estimates that LLM sizes have been growing 10x annually for the last few years. Some popular models in use are GPT, LaMDA, LLaMA, Chinchilla, Codex, and Sparrow. Nowadays, LLMs are being further refined using domain-specific training for better contextual alignment. Examples of the same are NVIDIA’s BioNeMo and Microsoft’s BioGPT.  LLMs work predominantly by understanding the underlying context within sentences. Nowadays the implementation is dominated by the use of transformers, which extract context using a process called “attention.” The importance of generating the context is illustrated below, where it is critical to identify the meaning of the word “bank.” In the upcoming sections, we will explore four models that changed the public landscape of LLMs, followed by a training framework provided by NVIDIA.  Five Game-Changing Models Revolutionizing the Public Landscape of LLMs In this section, we will explore five remarkable models that have reshaped the public landscape of LLMs, ushering in a new era of conversational artificial intelligence. These models have made significant strides in advancing the capabilities and possibilities of LLMs. Through their unique features and functionalities, they have captivated the attention of researchers, developers, and enthusiasts alike. 1. GPT 3.5: Powering ChatGPT  GPT stands for Generative Pre-trained Transformer, an NLG model based on deep learning. Given an initial text as a prompt, it will keep predicting the next token in the sequence, thereby generating a human-like output. Transformers use attention mechanisms to maintain contextual information for the input text. GPT 3 is a decoder-only transformer network with a 2048-token context and 175 billion training parameters. It needs a total of 800 GB to store. GPT 3.5 is an enhancement of GPT 3 with word-level filters to remove toxic words.  ChatGPT is an initiative of OpenAI (backed by Elon Musk and invested in by Microsoft) that forms a chat-based conversational frontend to GPT 3.5. The model used for this purpose is named Davinci, which was trained using Reinforcement Learning from Human Feedback (RLHF ), tuned by Proximal Policy Optimization (PPO). The process followed by RLHF+PPO is given in the illustration below. The capability of transformer models is based on judging the significance of each input part (or token). In order to do that, the entire input is taken together (which is possible in platforms like ChatGPT since the input is completely available in the prompt). An example is given below, where the term “it” has to choose between the monkey and the banana to set the context. A detailed explanation of the model is available in “Improving Language Understanding by Generative Pre-Training” by Alec Radford, Karthik Narasimhan, Tim Salimans, and Ilya Sutskever. As mentioned before, GPT 3 works on a 2048-token context. Hence, it is necessary to pad the input appropriately towards the right.  OpenAPI is releasing its APIs for ChatGPT for further development and use. 2. LaMDA: The Model Behind Bard  The language Model for Dialogue Applications (LaMDA) is another model that is based on the concept of transformers. (The concept of transformers itself was developed by Google back in 2017, but OpenAI released it as an application first!). The project was announced by Google in 2021.  Contrary to regular transformer models, Google trained its model entirely on dialogue. Hence it is potentially able to create a better context for conversational purposes, rather than limiting itself to fully structured sentences. The LaMDA training process is split into two phases: pre-training and fine-tuning. Pre-training was done on a corpus comprised of more than 1.56 trillion words, leveraging the vast search query database available within Google. This data allows LaMDA to create

The Role of Artificial Intelligence in Enhancing Cybersecurity

The Role of Artificial Intelligence in Enhancing Cybersecurity

In today’s interconnected world, where the internet plays a vital role in every aspect of our lives, the importance of cybersecurity cannot be overstated. Today, cybercriminals are becoming increasingly sophisticated in their attacks, leveraging new technologies and techniques to breach security systems and steal sensitive information. This state of affairs has required a paradigm shift in cybersecurity strategies for organizations. One such transformative force that has emerged in recent years is the use of Artificial Intelligence (AI) to bolster cybersecurity. Contrary to popular opinion that AI has only exacerbated the risks of cybersecurity, it is now proving to be a powerful tool in countering security issues. Today, organizations are harnessing the capabilities of AI to analyze vast amounts of data to enhance their threat detection and response mechanisms. According to a report by Capgemini, 61% of organizations that have implemented AI in their cybersecurity operations have seen a reduction in the time taken to detect and respond to breaches, and 56% have seen a reduction in the overall cost of cybersecurity. Harnessing the Power of AI for Cybersecurity According to the Cyber Security Intelligence Index Report published by IBM, human error was a major contributing cause in 95% of all breaches. AI brings a new level of efficiency, speed, and accuracy to the field of cybersecurity, empowering security teams to stay ahead of malicious actors. From threat detection and analysis to automated incident response, AI has revolutionized the way we protect our digital assets. Here are five ways you can leverage AI in your cybersecurity initiatives. 1. Threat Detection & Analysis By leveraging advanced machine learning algorithms, AI systems can analyze vast amounts of data, detect patterns, and identify potential threats with remarkable accuracy. These systems can continuously monitor network traffic, endpoint activities, and user behavior to look for anomalies or potential security breaches. The reach of these systems is not just restricted to structured data. They can also analyze and categorize unstructured data, such as social media feeds and dark web forums, to detect emerging threats and malicious activities using natural language processing techniques. A prominent example of using AI for threat detection and analysis is the use of Microsoft’s Cyber Signals. This system is being used by C-Level executives to analyze 24 trillion security signals, 40 nation-state groups, and 140 hacker groups to produce cyber threat intelligence. Imagine doing the same work using human staff! 2. User Behavior Analytics (UBA) User Behavior Analytics (UBA) is the process of tracking, collecting, and assessing user data and activities using monitoring systems. These systems leverage AI to analyze and understand user behavior patterns across various digital platforms and detect deviations from normal behavior, such as unusual login locations, atypical data access patterns, or abnormal data transfer volumes. As mentioned previously, UBA systems can’t take any action on their own. Instead, they can be configured to alert the security team. These systems can continuously learn and adapt to evolving user behavior, allowing for real-time detection and response to potential security breaches. By combining AI with UBA, organizations can proactively identify and mitigate risks, enhance threat prevention, and strengthen their overall cybersecurity posture. 3. Automated Incident Response AI plays a crucial role in Automated Incident Response (AIR) by enabling organizations to quickly detect, analyze, and respond to cybersecurity incidents. Incident response systems powered by AI can autonomously analyze large volumes of security alerts, identify the severity of threats, and determine the appropriate response actions. Through machine learning algorithms, these systems can continuously learn from past incidents and adapt their response strategies to improve efficiency and effectiveness. By automating incident response, AI-powered systems can help organizations minimize response time, reduce manual efforts, and enhance their ability to handle a high volume of incidents, ultimately bolstering overall cybersecurity defenses. 4. Malware Detection and Prevention Another area where AI can help in cybersecurity is malware detection and prevention. AI-powered systems leverage machine learning algorithms to analyze the characteristics and behaviors of known malware and identify patterns that can indicate the presence of new and emerging threats. These systems can detect and classify malware based on file signatures, code analysis, behavioral patterns, and network traffic anomalies. Through continuous learning, AI can adapt to evolving malware techniques and enhance its detection capabilities. Additionally, AI assists in proactive prevention by identifying vulnerabilities, analyzing system logs for suspicious activities, and providing real-time threat intelligence, enabling organizations to fortify their defenses and mitigate the risk of malware infections. 5. Security Risk Assessment: AI plays a significant role in security risk assessment by augmenting traditional methodologies with advanced analytics and automation. By leveraging machine learning algorithms, AI can analyze vast amounts of data from diverse sources, including historical incidents, network logs, user behavior, and threat intelligence feeds. This analysis enables AI-powered systems to identify patterns, correlations, and potential vulnerabilities that may pose security risks. AI can also automate the assessment process by continuously monitoring systems, detecting anomalies, and generating risk scores in real-time. By combining data-driven insights with human expertise, AI facilitates more accurate and efficient risk assessments, empowering organizations to prioritize and allocate resources effectively to mitigate potential security threats. Challenges & Limitations of Implementing AI in Cybersecurity Implementing AI in cybersecurity poses several challenges that organizations must address to ensure effective and secure deployment. Here are the seven main challenges: 1. Data quality and availability: AI models heavily rely on high-quality and diverse datasets for training and validation. Obtaining clean, labeled, and representative cybersecurity data can be challenging due to data privacy concerns, data scarcity, and the rapidly evolving threat landscape. 2. Adversarial attacks Adversaries can exploit vulnerabilities in AI systems, such as poisoning training data or manipulating inputs, to deceive or evade detection. Protecting AI models against adversarial attacks requires robust defenses and continuous monitoring to identify and mitigate potential vulnerabilities, which might again add to the cost. 3. Explainability and interpretability AI algorithms often operate as black boxes, making it challenging to understand how they arrive at specific decisions or predictions. In cybersecurity, explainability is crucial for understanding the rationale

Webinar on ‘Mastering Modern Data Architecture on the Cloud’ (Recorded Version with Transcript)

Webinar on 'Mastering Modern Data Architecture on the Cloud' (Recorded Version with Transcript)

Our Chief Technology Officer (CTO) Mr. Anil Saraswathy hosted a deep dive webinar on the topic ‘Mastering Modern Data Architecture on the Cloud’. From this webinar, you will gain a comprehensive understanding of the latest cloud-based data architectures, including data lakes, data warehouses, ETL data pipelines with AI/ML-based data enrichment, and more. You will also learn about the benefits and challenges of each approach, and how to select the right one for your organization’s needs.  Complete Transcript So thanks for joining this webinar on modern data architectures for the cloud, I am Anil Saraswathy, Chief Technology Officer at InApp Information Technologies. We are a 500-strong consulting services company with offices in India, US, and Japan. So the agenda for today is as follows.  We kick off proceedings with the motivation for a modern data architecture. Then we introduce the Data Lake and Lake House concepts, and compare that with data warehouse concepts before getting into the data governance and further details on the data architecture. We then go through the AI/ML pipelines, finally touching upon the various use cases of modern data architecture.  I’ll be referencing both AWS and Azure services while going into the implementation details. While also mentioning open-source alternatives should you need an on-premise type of solution.  So without further ado, let’s get started.  So what is the definition of a modern data architecture?  One definition is that it is a cloud-first data management strategy designed to deliver value through visual insights across the landscape of available data while ensuring governance, security, and performance.  If you look closely at this sentence, a few key phrases come to the surface. Visual insights –  These days, analytic insights on data are typically generated through AI models and visualized through some kind of dashboard.  Now, when you consider the landscape of available data you are basically talking about your own data coming out of your enterprise CRM, accounting, sales and marketing, emails, log files, social media, and so on, and so forth. And data governance is about who can securely create and curate this data and share them among organization units within your own enterprise or among customers and suppliers so as to enable them to generate Visual insights.  So data is everywhere, right from new data sources, which grows exponentially, getting increasingly diverse and being analyzed by different applications, but limited by the scale and cost as data volumes grow. Enterprises are struggling with numerous data sources and limited processing power to transform and visualize their data. And the trend with data democratization is pushing enterprises to be able to get the relevant data products into the hands of people within your enterprise as well as outside. And within the same enterprise, you might have several data silos. You might have a new requirement for which you build another application that creates another data silo. There is so much duplication of code and data among these applications that typically don’t talk to each other. There will be teams independently maintaining these monolithic applications where you probably might be using the same transactional database for reporting purposes as well, resulting in poor performance.  And this is where the relevance of a cloud-based platform that allows you to build several data products at scale from a variety of your data sources comes into the picture.  Now what are the types of data that enterprises typically deal with?  These days for deriving new insights from your data, enterprises look not just at the transactional data, but also a lot of unstructured data as well. For example, comments from e-commerce sites about your product, support requests, and responses coming by e-mail log files from your applications, Customer service chats, surveys, and so on and so forth.  Traditionally data warehouses are used to store data in the form of facts, measures, and dimensions, FMD for short, derived from your transactional databases. Sometimes new tables over and above what you have in your transaction databases need to be synthesized.  For example, if an AI/ML model is used to predict the customer churn rate and the churn rate istracked over time, the churn rate can be considered a fact.  If a model is used to segment your customers based on their behavior and preferences, the derived segment, like let’s say students, can be considered a dimension so that you could filter your facts by that segment. If a model is used to predict the lifetime value of a customer, the predicted lifetime value can be considered a measure. So suffice it to say that facts, measures, and dimensions are your bread and butter if you are a data warehouse architect or if you’re considering modern data architecture.  Traditionally, data warehouses used to be built through ETL which is short for Extract, Transform, Load. With modern data architectures, we are seeing more of an ELT approach which is Extract, Load, and then Transform and that’s where we see the concept of data lakes. You load raw data from different sources into your data lake and then do a series of transformations to curate the data. Probably build a data warehouse with facts, measures, and dimensions or sometimes query directly from your raw data. And you know the use cases may be different for different customers. I recall that in one scenario the data warehouse like AWS Redshift was the data source for a data lake once in a particular customer.  So what’s a Data lake? A data lake is a large and centralized repository that stores all structured, semi-structured, and unstructured data at scale. Data Lakes provide a platform for data scientists, analysts, and other users to access and analyze data using a variety of tools and frameworks. Such as AWS EMR, AWS Redshift, Athena, and Azure Synapse, which by the way combined several tools like Azure Data Factory and Azure SQL Data Warehouse. These all were different products before, now they have kind of bundled everything into Synapse and several machine learning libraries like

Mastering Modern Data Architecture on the Cloud

Mastering Modern Data Architecture on the Cloud

With businesses generating vast amounts of data and needing to gain insights from these data modern data architecture has become the buzzword in the industry. Considering the volume and variety of data, it’s not wrong to say that traditional data management approaches have become obsolete. This blog post will explore the key components of modern data architecture and how it helps businesses gain a competitive edge. We will also discuss the benefits of embracing modern data architecture and provide tips and best practices for mastering it in your organization. Let’s dive in. What Is Modern Data Architecture? Modern data architecture refers to the design and development of data infrastructures that can collect, store, process, and analyze large chunks of data from various sources in real-time or near-real-time. Compared to traditional data architecture, which had its limitations, modern data architecture relies on newer technologies such as cloud-based data lakes, NoSQL databases, and advanced analytical tools like machine learning and artificial intelligence to collect and analyze data in real-time or near-real-time. The components of modern data architecture can be broadly classified as data pipeline, data storage, data processing, data governance, and data visualization. Here is a brief overview of the various components of modern data architecture. 1. Data Ingestion: Data ingestion is the process of bringing together data from various sources and compiling it into a single view. It includes data collection, refinement, storage, analysis, and delivery. It can be accomplished using technologies such as ETL and APIs. 2. Data Storage: Data storage requires a scalable, flexible, and cost-effective way to store information. Unlike traditional data architecture, modern data architecture often uses cloud-based data storage technologies, such as data lakes or data warehouses, to store and manage data. It is important to note that not all modern data architecture uses cloud storage. Instead, some may use public, private, or hybrid clouds to provide agility. 3. Data Processing: This component involves the ability to process and analyze data in real-time or near-real-time. It is achieved using technologies such as machine learning, artificial intelligence, and big data processing tools. 4. Data Governance: Data governance refers to the implementation of policies and procedures to ensure that data is accurate, consistent, and secure. This component might also include data quality and data security processes. 5. Data Visualization: The capability to process and analyze data in real-time or nearly so is an essential component that leverages technologies such as machine learning, artificial intelligence, and big data processing tools. 6. Data Analytics: The goal of modern data architecture is to better analyze and interpret data to gain insights and make informed decisions. Technologies such as machine learning algorithms and predictive analytics tools are leveraged to analyze the collected data. Benefits of Embracing Modern Data Architecture on the Cloud These key benefits make modern data architecture far more advantageous than traditional data architecture. 1. Improved Scalability Unlike traditional data architecture, modern data architecture is capable of leveraging technologies like cloud storage, elastic computing, and data virtualization that offer improved scalability. By leveraging these technologies, businesses can be better equipped to manage the increasing volume of data, which can aid in meeting their customers needs more effectively, improving operational efficiency, and fostering growth and innovation. 2. Reduce Latency in Hybrid Environments By leveraging distributed data processing frameworks that can handle large volumes of data in real-time, the need for data to be moved between systems is greatly reduced. As a result, the corresponding decreased latency in hybrid environments allows organizations to process and analyze data more quickly and efficiently. 3. Improved Agility Modern data architecture relies greatly on cloud-based technologies and microservices-based approaches to improve agility. Additionally, modern data architecture also breaks down data silos to promote data sharing across various teams in a secure and controlled manner, which can enable faster decision-making. 4. Get AI-Ready Data In Your Lake Modern data architectures implement a data lake architecture optimized for AI and machine learning workloads. A common practice is to utilize cloud storage for storing and managing large volumes of structured and unstructured data, along with implementing techniques like data cataloging, metadata management, and data governance to guarantee data quality and consistency. By having data that is ready for AI workloads, organizations can provide data scientists and other stakeholders with access to high-quality data that can be used to train machine learning models, perform data analytics, and gain valuable insights with ease. Implementing Modern Data Architecture in Your Organization Although modern data architecture brings many benefits to businesses, implementing it requires significant technical expertise. Additionally, companies should take into account a variety of technical and organizational considerations, such as choosing the appropriate cloud-based platform, designing a data lake architecture, adopting a microservices-based approach, breaking down data silos, and much more. To help organizations navigate these complex issues and successfully implement a modern data architecture, our Chief Technology Officer (CTO) Mr. Anil Saraswathy hosted a deep dive webinar on the topic on April 24, 2023. This webinar covers best practices, tips, and real-world examples of modern data architecture implementations, providing attendees with actionable insights and strategies for success. If you’re interested in learning more about modern data architecture or have any questions, feel free to contact us.

The Actual Cost of Developing a Mobile App: What to Consider Before Investing

The Cost of Developing a Mobile App in 2023: What to Consider Before Investing

Planning to invest in a mobile app to enhance your brand’s reach and customer engagement? It’s a perfect time! According to mobile data and analytics firm Data.Ai, mobile app usage has surged by 40% since 2019, with people spending an average of 4.2 hours per day on their smartphones. In fact, as per a recent report published by Statista on March 30, 2023, there are 6.6 billion smartphone network subscriptions worldwide. This number is predicted to hit 7.8 billion by 2028. However, as with any investment, it’s important to consider the costs involved in developing a mobile app. As of 2023, the average cost of a mobile app ranges from $50,000 to $250,000, with more complex apps costing upwards of $500,000! To ensure that your investment is well spent, you need to work with a reputable app development company that can provide transparent pricing and a clear explanation of the development process. In this article, we will dive deeper into the cost of developing mobile apps in 2023 and explore the factors that impact these costs. Average Cost of Developing a Mobile App So, you’re thinking about developing a mobile app for your business. But how much is it going to cost you? Well, the truth is, there’s no one-size-fits-all answer to that question. The cost of developing an app depends on a plethora of factors, such as the type of app, its complexity, and the platform it is being developed for, among other things. Other factors influencing the cost of app development include the location of the development team and the amount of customization required. For example, hiring a development team in North America or Europe may be more expensive than outsourcing to a team in Asia. Additionally, more complex apps require more time and resources to develop, which can drive up costs. In the next section, we will have a quick look at the factors that can influence the cost of app development, helping you to better understand the costs involved in bringing your mobile app idea to life. 5 Factors that Affect the Cost of Developing a Mobile App Developing a mobile app is a costly endeavor. Understanding the factors that affect the cost is crucial to creating a realistic budget. In this section, we’ll discuss five key factors that impact the cost of mobile app development. #1. Application Complexity The more features and functionalities your app has, the more complex it becomes. When it comes to app complexity, it can be helpful to think in terms of three categories: simple (MVP), medium, and complex. Here’s what you can expect in terms of cost for each category: Simple mobile applications are often referred to as minimum viable products (MVPs). As the name suggests, they focus only on providing the most essential features and functionality necessary for the app’s purpose. These apps typically have a straightforward interface, with minimal design elements and a limited number of features. An example of an MVP app might be a calculator app or a to-do list app. The cost of developing a simple app can range from $50,000 to $100,000. Medium or moderately complex apps come with more advanced features and functionalities than simple applications but are less complex than fully featured apps. Fitness apps like Nike Training Club and FitOn are some popular examples of moderately complex apps. These apps include a range of features and functionality such as user profiles, social sharing, payment processing, push notifications, and location-based services. Because these apps require more features than an MVP, they require a larger development team and a longer development timeline, which ultimately costs more. The cost of developing a medium app can range from $100,000 to $250,000 or more, depending on the specific requirements and features of the app. Complex mobile applications come loaded with advanced features and functionality, often requiring a large development team and significant time and resources to build. These apps have a more sophisticated user interface, need a complex backend architecture, and integrate with a range of third-party services and APIs. Examples of complex apps might include an e-commerce platform that includes a fully featured online store, payment processing, customer management, and analytics. Another example is the mobile version of the computerized maintenance management software we developed for MPulse Software. Developing a complex app can cost anywhere from $250,000 to $1,000,000 or more, depending on the specific requirements and complexity of the app. #2. Platform The platform you choose to develop your mobile app is another important factor that impacts the cost of development. For instance, iOS apps are more expensive than Android apps, primarily because iOS apps require specialized coding and design that is specific to the Apple ecosystem. This requirement often leads to an increase in the development time and cost of an iOS app, particularly if you need to develop it for multiple Apple devices. Consider whether your business needs an iOS app or not. Before you decide, identify your target audience and their device preferences. Go for an iOS app only if your target audience uses Apple devices. Compared to iOS, Android app development is less expensive due to the open-source nature of the Android platform. Ultimately, the platform you choose will depend on your target audience and business objectives. If your target audience primarily uses iOS devices, it may make sense to invest more in developing an iOS app. Similarly, if your goal is to reach a broader audience across multiple devices, Android may be the better choice. #3. App Features Ultimately any app development cost boils down to the expertise of the developers and the time they invest in a project. These factors depend on what is expected out of an application. For instance, if you need a complex application incorporating AI & ML, you’d obviously need a highly skilled team of developers who will end up spending a lot more time than they would do for a simple app, which translates to a higher development cost. The cost of

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